How to review your next dollar before it reaches brokerage
Use a planning amount to estimate where future cash would land across the pies and slices you already saved.
Every dollar you plan to invest deserves a destination before it leaves your bank account.
The gap between saving and investing
Most Canadian investors transfer money to their brokerage account before deciding exactly where it goes. This gap — cash sitting in a brokerage account without a destination — is where allocation drift quietly begins. Planning the destination before the transfer closes the gap. WealthPie lets you enter a planning amount against your saved pie structure, so you can see where each dollar would flow before any trade or brokerage action.
How the planning amount works
Enter a dollar amount and WealthPie distributes it across your master pie slices proportionally to their saved target percentages. If a child pie exists, that percentage flows down to the child pie slices. The result is a breakdown of estimated amounts per slice — not a trade instruction, but a planning map you can carry into your brokerage session with clarity about what you are trying to accomplish.
Why this is not a brokerage instruction
WealthPie is a planning layer, not a trading platform. The planning amount estimate tells you what your allocation targets imply about where money should go — but price, lot size, minimum order amounts, and available cash in the specific account all affect the actual trade. The estimate gives you a starting point for your own brokerage decision, not a completed order.
Using the estimate to reduce drift without selling
One of the most useful applications of deposit planning is directing new cash toward under-target slices. Instead of rebalancing by selling over-target positions (which can trigger tax events in a taxable account), you can use the next deposit to buy more of what is underweight. The planning estimate shows exactly how much of the new deposit would go toward each slice, so you can confirm whether it meaningfully closes the gap before making any brokerage decision.