Unassigned holdings are not mistakes
Unassigned holdings help separate what you already own from what you want included in future target planning.
An unassigned holding is a holding you have not yet decided to include in your target plan — that is a choice, not an error.
What unassigned means in WealthPie
When brokerage data syncs into WealthPie, every position lands in the account without an automatic mapping to a pie or slice. Holdings that are not yet placed inside a pie are called unassigned. This is intentional — WealthPie does not assume that every position you own belongs in your target allocation. Some positions may be legacy holdings, inherited shares, or simply positions you have not yet decided how to categorize.
Why keeping holdings unassigned is sometimes the right call
If you own a stock or ETF that is outside your current investment plan, forcing it into a pie can distort the allocation math. Suppose you hold a legacy position in a sector you no longer want to target — adding it to a slice would increase that slice's current allocation and make your plan look further from target than it actually is. Leaving it unassigned keeps the planning layer clean and focused on what you are actively managing.
When to assign a holding to a slice
Assign a holding to a slice when it is part of your ongoing allocation target and you want its value to count in your allocation math. For example, if you own VFV.TO as part of your US equity sleeve, assigning it to the corresponding slice lets WealthPie show the current weight alongside the target. This makes drift visible and lets you use the deposit planning feature to see how new cash would balance around that existing position.
How to think about unassigned holdings in reviews
During a portfolio review, glance at unassigned holdings as a separate list from your pie structure. Ask whether any of them have grown large enough that they now represent meaningful exposure you should be accounting for in your target plan. If yes, assign them. If they are positions you intend to wind down, keep them unassigned and review them separately from your target allocation. Either way, the decision is intentional.